body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-image: url(images/bkg.gif);
	background-position: center;
	background-repeat: repeat-y;
}

.text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #666666;
}
.text14 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #666666;
}
.menu {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #333333;
	font-weight: bold;
	letter-spacing: -1.5px;
}
.menu_g {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #999999;
	font-weight: bold;
	letter-spacing: -1.5px;
}
.menu_r {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #CC0000;
	font-weight: bold;
	letter-spacing: -1.5px;
}
.fineprint {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #999999;
}
a:link {
	color: #37558C;
	text-decoration: none;
}
a:visited {
	text-decoration: none;
	color: #37558C;
}
a:hover {
	text-decoration: none;
	color: #999999;
}
a:active {
	text-decoration: none;
	color: #CC0000;
}
.gap20 {
	height: 20px;
}
.menu a:link {
	color: #191919;
	text-decoration: none;
}
.menu a:visited {
	text-decoration: none;
	color: #191919;
}
.menu a:hover {
	text-decoration: none;
	color: #4C4C4C;
}
.menu a:active {
	text-decoration: none;
	color: #000000;
}
.menu_r a:link {
	color: #CC0000;
	text-decoration: none;
}
.menu_r a:visited {
	text-decoration: none;
	color: #CC0000;
}
.menu_r a:hover {
	text-decoration: none;
	color: #CC0000;
}
.menu_r a:active {
	text-decoration: none;
	color: #CC0000;
}
.fineprint a:link {
	color: #999999;
	text-decoration: none;
}
.fineprint a:visited {
	text-decoration: none;
	color: #999999;
}
.fineprint a:hover {
	text-decoration: none;
	color: #808080;
}
.fineprint a:active {
	text-decoration: none;
	color: #CCCCCC;
}

ul { 
	list-style-type: none;
	padding-left: 0;
	margin-left: 0;
}

li { 
	background: url(images/bullet.gif) left center no-repeat 
}

li {
	padding-left: 12px;
	margin-bottom: 7px;
	background-image: url(images/bullet.gif);
	background-repeat: no-repeat;
	background-position: left top;
}